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Friday, September 30, 2005

How To Save Money On Prescription Medications. Integrity At Work - How Do You Show Up?.

If you are a regular user of prescription medications, you know that these drugs can be costly to purchase. Cutting back on drugs can be dangerous to your health, but if you are on a fixed income your choices can seem limited. Let's look at some cost effective ways for you to slash your prescription costs.

1. Go generic. Many medications prescribed are for name brand drugs. Ask your doctor if he or she can substitute a generic drug which can lower your costs significantly.

2. Split the pill. If you have been prescribed 40 mg of a drug and only need 20 mg consider investing in a pill splitter. You can reduce your costs significantly especially if the price difference between the two strengths is minimal; check with your pharmacist to make sure that the drug will not lose effectiveness if it is split.

3. Shop in Canada. Regulated pharmacies based in Canada tout their lower prescription costs to American consumers via the internet. Not all drugs are lower, especially when including shipping and handling cost, however.

4. Assistance programs. Many pharmaceutical companies offer drug assistance programs for users of their products. Contact the maker of your medication directly for assistance.

5. Go big. Purchasing a two month supply can be much more cost effective than purchasing a one month supply. Check to see if your insurance company permits this practice.

6. Shop around. Compare prices between pharmacies including online providers.

7. Government assistance. You may be eligible for special assistance through government programs such as Medicare and Medicaid.

8. Coupons.

Occasionally, companies give away free samples of their products or will give you money saving coupons. Check with your doctor about getting free samples too.

You can save money on prescription drugs with a little bit of pluck and with plenty of determination. Shop wisely and you will be certain to save money in this day of ever spiraling health costs.

Matthew Keegan is The Article Writer who writes on just about any and every issue imaginable. You can preview samples from his high performing site at http://www.thearticlewriter.com

Article Source: http://EzineArticles.com/



As the business sections of today's papers and magazines read more and more like the police blotter, ''Integrity'' is fast becoming a hot topc of conversation in business boardrooms, around water coolers, and in today's business best-sellers. Integrity is defined as walking the talk when it comes to living one's true values, being authentic. Take this self-assessment and explore how you walk your integrity talk when you show up at work.

Integrity is a lot like being pregnant. In other words, either you are pregnant, or you aren't. There's no middle ground. I''s the same with integrity.

At work, integrity is not a robe that one can put on and take off when it's convenient. However,

day to day workplace behaviors more often than not seem to indicate convenience does lay a lare part in whether people show up in integrity or not. Who people are at work, and how people are at work, seems to change like the weather, the weather of convenience.

When asked, many folks say they believe they are, in fact, always acting in integrity. However, when we look at actual day-to-day, minute-by-minute workplace behaviors this is clearly not the case. Why? One reason is folks' basic needs for control recognition and security.

Because most people are driven by their egos and their ego needs for control, recognition and security, they often move away from their true and authentic self, from their deeper inner values, and behave in ways that are contrary to do-ing and be-ing in integrity.

So, do you think, feel and believe you live your core values at work, that you show up in integrity in your workplace? Take this self-assessment and explore who you are and how you are at work when it comes to integrity.

1. On an integrity scale of 1(low) to 10(high), how would you rate youself with it comes to the following workplace behaviors: (a) gossiping; (b) bullying; (c) viewing or downloading porn; (d) stealing physical materials; (e) stealine intellectual capital; (f) stealing time; (g) telling the truth; (h) taking responsibility for your piece of your team's projects; (i) making excuses; (j) being direct, open and honest in your communications; (k) respecting others; (l)

2. Who or what usually takes you our of interity?

3. When you're our of integrity, what kind of self-talk do you engage in?

4. Do your needs for control, recognition and security take you out of integrity?

5. Do you lie to yourself about being in integrity? If so, why?

6. Does it matter to you that you are out of integrity?

7. Do you use the same definition to define integrity for yourself and for others? If not, why not?

8. Do you respond if others act our of integrty and their actions directly affect you?

9. Do you respond if others act out of integrity and their actions affect your team, your unit, your department or your organization?

10. Do you ever excuse or rationalize your being out of integrity? If so, when and why?

At the end of the day, the workday, integrity is all about telling the truth about ourselves, to ourselves. It's all about living this truth.

Many of us are quick to judge and criticize others who act out of integrity. But truth be told, and it is all about the truth, many of us are just as prone to separate from our core values and act our of integrity when it's convenient in some way.

So, how did you do with your self-assessment? Who are you and how are you when it comes to showing up at work in integrity?

Peter G. Vajda, Ph.D, is co-founder of SpiritHeart, an Atlanta, GA firm specializing in coaching, counseling and facilitating. Peter focuses on personal, business and relationship coaching. He can be reached at 770-804-9125 and pvajda@spiritheart.net

Article Source: http://EzineArticles.com/



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